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General Contractor Agreement Template

A general contractor agreement is the contract between a property owner and the general contractor who takes overall responsibility for a construction project — pulling permits, hiring and standing behind subcontractors, and running the draw-by-draw lien-waiver exchange that keeps a mechanic's lien off the owner's property. Download the ready-to-fill template below, or read the field-by-field checklist first.

Download the General Contractor Agreement

A complete, ready-to-fill PDF — 13 clauses, blanks for every detail, and a signature block for both parties. Free, no email, no account. Read it and adapt it before you use it; the cover page explains what it can and cannot do for you.

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Need the other party to sign it too? Send it for signature with a full audit trail and a tamper-evident seal on the finished file — they never need an account. See pricing.

This is a template, not legal advice

This document is a general-purpose template provided for information only. It is not legal advice, it does not create a lawyer–client relationship, and nobody has reviewed it against your situation.

Laws differ by country, state and province, and they change. A clause that is standard in one place can be unenforceable — or illegal — in another. Terms that are ordinary between two businesses can be void in a consumer or employment context.

Read every clause before you use it, fill in every blank, and delete anything that does not apply. For anything high-value, unusual, or that you could not afford to lose a dispute over, have a qualified lawyer in your jurisdiction review it before it is signed.

What to include in a general contractor agreement

These are the fields and clauses a general contractor engagement needs. Leaving one out doesn't necessarily void the agreement, but each gap is a spot where the owner and the contractor can end up disagreeing about who was responsible for what.

  • Owner & general contractor names, license number
  • Project scope & contract documents (plans/specs)
  • Contract price & draw schedule
  • Permits & regulatory approvals
  • Subcontractor management
  • Change orders
  • Lien waivers at each draw
  • Insurance & bonding
  • Substantial completion & punch list
  • Warranty
  • Liability / indemnification
  • Signatures & date

What each clause is for

Owner & general contractor names, license number.Full legal names, the contractor's license number where the jurisdiction requires one, and the project address the agreement covers.

Project scope & contract documents. What's being built, referencing the plans and specifications the contractor is building to, the commencement date, and the target substantial completion date.

Contract price & draw schedule. The total price and the payment draws tied to stages of completion, plus any retainage the owner withholds until substantial completion and the final lien waivers are in hand.

Permits & regulatory approvals.The contractor's duty to obtain and pay for every permit the project needs and pass the inspections that go with it — not just comply with code once the work is done.

Subcontractor management.The contractor's right to hire subcontractors it selects, and its full responsibility for their work — the owner has no direct contractual relationship with any of them.

Change orders. No change to scope, price or schedule without a written change order both parties sign, with a narrow carve-out for work needed to address an immediate risk to life or property.

Lien waivers at each draw. A conditional waiver with every draw request, an unconditional waiver proving the prior draw was actually paid out to the contractor and its subcontractors before the next one releases, and a full waiver set plus a sworn payment statement before final payment.

Insurance & bonding.The general liability and workers' compensation coverage the contractor carries, the same requirement flowed down to every subcontractor, and whether a performance or payment bond applies.

Substantial completion & punch list. What counts as substantially complete, the joint walk-through that produces the punch list, and the deadline to finish it before retainage releases.

Warranty.The workmanship-and-materials warranty period after substantial completion, and the contractor's duty to correct a reported defect at its own expense during that period.

Liability / indemnification.The contractor's indemnity for claims arising from its or a subcontractor's negligence, and a cap on each party's overall exposure under the agreement.

Signatures & date.Both the owner and the general contractor (or its authorized representative) sign and date the agreement. An unsigned agreement is just a draft — it isn't binding until both parties have signed it.

Common mistakes to watch for

  • No lien-waiver exchange tied to draws. Paying the general contractor without collecting waivers from the subcontractors and suppliers behind that draw leaves the owner exposed to a lien even after paying in full.
  • Treating this like a single-trade contract. Omitting the subcontractor clause leaves it unclear who the owner can hold responsible when a subcontractor's work is defective — it should always be the general contractor.
  • Silent on who pulls the permits. Without an explicit clause, an owner and contractor can each assume the other is handling permits until an inspection gets missed and the schedule slips.
  • No retainage or punch-list deadline. Without a defined substantial-completion process and a deadline to finish the punch list, minor unfinished items can drag on indefinitely with no leverage to get them closed out.
  • Verbal change orders. A scope change agreed over the phone, with no written change order and no adjustment to price or schedule, is the single most common source of disputes on a construction project.

Get your agreement signed

Download the template above, fill in the blanks, then send it to the other party for signature with a free Evenseal account — 3 documents a month, no card required. Only need your own copy signed? Self-sign for free with no account at /sign-pdf.

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Not legal advice — lien-waiver forms and licensing rules vary by state, so for a project of any real size have a local attorney review your agreement.

Frequently asked questions

What is a general contractor agreement?+
A general contractor agreement is the contract between a property owner and the general contractor (GC) who takes overall responsibility for a construction project — pulling permits, hiring and managing the subcontractors and trades needed to complete the work, and standing behind their work as if it were the GC's own. It differs from a contract with a single trade in that the GC is managing a chain of subcontractors and suppliers on the owner's behalf, not just performing one scope of work directly.
How is this different from a plain construction contract?+
A construction contract between an owner and a single contractor performing the work covers scope, materials, progress payments and change orders. A general contractor agreement adds the mechanics that only apply once a GC is managing other parties: a clause on selecting and standing behind subcontractors, a permits clause making the GC responsible for obtaining and passing every required inspection, and a lien-waiver exchange at each draw — conditional waivers with the draw request, unconditional waivers from the GC and every paid subcontractor before the next draw releases, and a full waiver set plus a sworn payment statement before final payment. Construction Contract Template.
Why do lien waivers matter at every draw, not just at the end?+
A subcontractor or supplier who isn't paid can file a mechanic's lien against the property, even if the owner already paid the general contractor in full for that work. Collecting a conditional waiver with each draw request, and an unconditional waiver confirming payment before the next draw goes out, is how an owner gets proof — draw by draw — that money reaching the GC is actually reaching the people who did the work, instead of finding out about an unpaid subcontractor only when a lien shows up months later.
Who is responsible for obtaining building permits?+
Under this template, the general contractor is responsible for obtaining and paying for the permits the project needs and for scheduling and passing the inspections they require — not the owner. The owner's only obligation is to sign any application that must be signed by the property owner and to provide site access, so a permit delay caused by the owner doesn't fall on the contractor's schedule.
Is an e-signed general contractor agreement legally binding?+
In most US states and many other countries, yes — an electronically signed construction contract carries the same legal weight as one signed on paper, under laws like the US ESIGN Act and UETA, and equivalents elsewhere. It is a standard commercial contract, not a document requiring notarization or a qualified signature. Are electronic signatures legally binding?.
Can I send this agreement to an owner or contractor to sign online?+
Yes. Download the template above, fill in the blanks, then send it for signature with a free Evenseal account — the other party doesn't need an account to sign it, and the finished file comes back sealed with an audit certificate. Create a free account.

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